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People with asthma are extra sensitive to environmental triggers like cold weather, dust, chemicals, pet dander, and smoke

Consider using dimmer switches or opting for soft, warm lighting in the evening

Understand if you want to get your money out down the road, financial institutions such as Manulife and Sun Life said annuity contracts typically have a hit of generally 10 per cent to up to around 35 per cent in the first decade that diminishes over time

Cancer and alcohol Alcohol consumption is a major risk factor for multiple cancers

It's popular with smokers who are conscious about ingredients and want to avoid chemical additives in their cigarette